Terms of Use
The allocator is a free educational tool. It applies a published method to your own inputs — it is not financial, tax, or accounting advice.
What this tool is
The Blue-Collar Cash Allocator produces estimates based entirely on the numbers you enter and the published Profit First target percentages. It is provided for educational and planning purposes only. It is not accounting, tax, legal, or investment advice.
About the method
Profit First is a cash-management method created by Mike Michalowicz. We apply its published target-allocation framework to your numbers; we do not claim to have created it, and we are not affiliated with or endorsed by its author or publisher.
No guarantees
We make no promise about revenue, income, savings, or results. Your actual outcome depends on your business, your market, your tax situation, and factors outside this tool. The tax percentage shown is a starting placeholder, not your real rate — confirm it with your accountant.
Accuracy
We work to keep the math correct, but the tool is provided “as is” without warranties of any kind. You are responsible for verifying any figure before making business decisions on it.
Intellectual property
The site, its design, and its content are owned by Fix Scale Grow. You’re welcome to use your own results however you like.
Contact
Questions? Email hello@profitfirstbluecollar.com.
Last updated 2026-08-11.